Hello and welcome all to the 2019 UK FIRE bloggers directory where I refresh the 2018 list.
I’m adding in new UK FIRE blogs, graduating those that have now reached FI and saying goodbye to those blogs that are now dead.
Firstly, let’s make sure we are on the same page. What are UK FIRE bloggers?
UK FIRE bloggers
Are a subset of UK personal finance bloggers. FIRE bloggers are people who are charting their progress to early retirement or financial independence. Known by the acronym FIRE – Financial Independence, Retire Early – these bloggers are like me saving and investing a larger than average proportion of their income so work becomes optional in the future. Some of us dream of travelling and adventure, others want to pursue more creative or voluntary pursuits, once we don’t have to work for money anymore.
We’ve all got our own plans to get there, with much variety in investment approaches visible – however index investing and real estate are solid favourites amongst the tribe. Many of us follow the 4% rule, or a more conservative approach, investing enough that we can live on 4% of our total invested assets. Others have real estate holdings that generate rental income which covers their living expenses.
On the expenses and spending side, we FIRE bloggers skew towards the frugal, with annual expenses around the £30k mark being common. Blogger to blogger this number varies from leanFIRE (generally <£20k) to fatFIRE (>£90k). And some people are supporting families on these numbers, and some individuals – the devil is in the detail.
Diversity of FIRE Bloggers
One of the main criticism of the FIRE bloggers is that we are not accessible or relatable. However I’d recommend having a look through the listings below, and you are likely to find at least one FIRE blogger you have things in common with.
I’m including everyone on the journey, from those at the Spark stage, thinking about FIRE, to the majority on the journey, and even a few that have made it to the work optional stage as an inspiration for us (or a cautionary tale of one more year syndrome).
However, I am only including FIRE or FI blogs, not other personal finance specialities, such as frugality, entrepreneurship, work at home or family finance-focused blogs.
Now if you are thinking of starting becoming a new FIRE blogger to document your journey, please do! We need more diverse people in the community, and for people at all stages of the journey to start sharing their progress and talking openly about money.
People who have reached FI
Erith retired at 56, and blogs about her investments and enjoying retirement from working life.
Meet Jo 47, who has dossing for quite some time now. Mark, 53, joined the party in 2011. Not liking the response when they say they are FI – so they are both dossers,
He has made it out from his self-described prison camp and retired at 43, now enjoying his freedom
Huw achieved FI at 34 from kindle publishing and inherited property. He writes about his goals and progress in Personal Development, Finance and Fitness.
David retired young at 47 as he had fallen out of love with his job. His blog chronicles his adventures and advice for those looking to follow in his footsteps.
Follow RIT’s epic journey of one more year and his plans to find the perfect retirement spot.
Jim chronicles his early retirement, then his return to the workforce here.
Ermine runs a long-standing blog on living on less and enjoying not having to work – originally in Suffolk now in Somerset.
Sometimes I find his blog how the other half live, other times I’m riveted by the alternate investing ideas. Either way, it’s a great read and insight into a high net worth individual.
Graduations in 2019 to FI
A 40 something single parent, retired in the last year. Congratulations on this epic milestone.
People – like me – on the journey to FI
An interesting perspective on high earners, taxes and lifestyle.
A self-declared investment banker’s creative outlet to help others build wealth faster and reach financial independence.
A serving police officer, documenting his way to FI.
32 year old in Northampton journaling to FI and deliberate living.
Guy graduated not that long ago, and has managed to cram a lot in, travel and buy a house so far. He’s not planning to work for 40 more years, so is saving money while enjoying life.
Bec lives with her British husband and daughter in the beautiful, green, rolling hills of Somerset. Through the blog, she shares what they have learnt in pursuing Financial Independence and Intentional Living.
DINKs in their 30’s working towards financial independence.
Journalling a change from living it up to saving for retirement.
Long-standing FIRE blogger on a journey to FI on a moderate income.
Chris shares his thoughts, ponderings and feeling about my journey through Financial Independence and life in general.
A married couple in their 40s with 6 kids, aiming to retire in 8 years and also set their kids up on the FIRE path.
FF shares her goal in life: to retire as early as possible and spend days swanning around vineyards, drinking wine, eating cheese and doing cryptic crossword puzzles.
Michael blogs about life hacking, and topics such as personal finance, investments, savings and occasionally, career stuff. He aims to escape the day job and retire early in 5-7 years.
GFF journals about his family and their approach to money and financial freedom.
GrizGal is mid 40s and lives in the southern UK. She documents her families approach to early retirement.
Making the first steps towards FIRE, and blogging the process.
FIRE Blog from an atypical pursuer of FIRE who talks about their imperfect past.
Sonia shares her journey to financial independence.
A couple documenting their journey getting to where they want to be.
Join Tony as he journeys towards one million euros (but he is based in the UK).
Financial Independence via an early-midlife gap year.
35-year-old London based male, sharing his FIRE progress and wisdom he encounters along the way.
Dan, 42, is pursuing FIRE as “I want to spend my time with people I love, doing things that really matter”.
Weenie is a fabulous role model, a SINK who paid off all her debts at 40 and now aims to retire by 2025, while also enjoying life and drinking good beer.
A very active blogger who documents his progress towards FI.
A journal style blog documenting FI journey with kids.
31-year-old aiming to be FI by 45, and blogging from a woman’s perspective on this journey.
50 something married an childfree woman squirrelling money away for financial independence.
A captivating story from her journey as a teenage mum, to now trying to find a place to retire to in the UK.
FIRE from a younger perspective – from a university student already following the movement.
A professional couple in Northern England documenting their journey to financial freedom and living a life less cluttered.
Graveyard of no longer live blogs in 2019 – Rest in Peace
And here we have our own UK FIRE graveyard. Where the UK FIRE blogs that are no more live.
Young FI Guy
He came to FI accidentally but is making the most of it.
Somethings Don’t Change
Slow Dad shares his philosophy and how he became financially free by 40.
Fork My Crumble
45-year-old looking to retire by 50, and on a journey to make it happen.
The FIRE Engine
A healthcare professional looking to save funds for future sabbaticals or part-time working to pursue adventures and expositions – a noble goal.
Aiming to retire before 50 from teaching.
Can we grow the UK FIRE movement?
As you can see above, there are many different UK FIRE bloggers, and I hope you can find someone that you click with. I’d also encourage you to read a few bloggers where your opinions differ and use as an opportunity to learn from another perspective. You don’t have to agree or change your stance but just listen to the journey from their walk in their mocassins.
I always take the opportunity to learn from people ahead of me on the journey. I use this as a way to understand their challenges and wins. Hence I can be more prepared when I get to their stage of FI. Additionally, I also feel it’s critical I also provide encouragement and give support to those following behind me.
We’re all on the journey together.
Over to you
- What are your thoughts?
- Have I missed any UK FIRE bloggers?
- Do you follow many other UK FIRE bloggers?
- Do you like to follow people at the same stage of the journey as you?