Ms ZiYou These Chicks

These Chicks Invest – queer, feminist, Latinas fired up about money #financialfeminist

Ms ZiYou Lets meet financial feministsIt’s Friday, so time for Let’s meet Financial Feminists. This week I have the pleasure of introducing  These Chicks Invest.

And what a delight it is to virtual meet these new ladies on the FI scene. They cover topics I want to read more on such as money with intersectional feminism and privilege.


Handing over to These Chicks Invest

Please introduce yourself and your blog

Hello! We are a married, lesbian couple who are making our way to financial independence. Our blog explores how we are making financial decisions while also touching on topics that are personally relevant to us: being first-generation college students, Latinas, queer, and one of us being an immigrant. We would like to explore ideas around intersectional feminism and privilege, which we believe are not often talked about in the FI community (though that is definitely starting to change).

What sort of finance blog do you write?

We’re a financial independence blog, which allows us to do a little bit of everything. We talk about lifestyle choices, investment fears and opportunities, paying off debt, how expectations of women influence our money decisions, and how our cultural background influenced our views on money.

How would you describe your current stage of life?

We are both in our 30’s…one of us is at mid-career while the other is exploring new career options. We are right in the middle of a life transformation. Though we both have had flashes of frugality in the past, it wasn’t until about a year ago that we really sat down and discussed what the possibilities for our life were.

We had no clue that people could retire before 65. Once our eyes were opened by the FIRE community we began deep conversations and overhauls of many aspects of our lives. From leisure time to investing to food consumption, we are challenging everything we know, every day. It’s a fun ride!

What are your personal values?

We believe in compassion, kindness, and helping ourselves and others reach their ultimate potential. We aim to build others up rather than bring them down. As feminists through and through we see financial independence as a way for women to find freedom, growth, and happiness.

What are your dreams and plans for the future?

Our dream is to have the flexibility to live out our lives exactly as we want without having to depend on anyone or any institution.

Feminism & Society

What is your brand of feminism?

It’s hard to put ourselves in a particular category. Being very politically active, so the label of liberal feminism fits us. We also believe that many of the institutions we depend on are riddled with male and white supremacy and should, therefore, be dismantled and reorganized (radical feminism). We are deeply committed to understanding people’s lived experiences through the lens of intersectional feminism and dismantling related systems of oppression: sexism, racism, classism, homophobia, ableism, etc.

Do you identify as a specific type of feminist?

Intersectional, liberal feminists with radical flair! 😉

Do you have feminist in your twitter bio?

Our bio reads like a women’s march bio: “we’re queer, first-generation college students, feminist, Latinas, and fired up about money”.

Is the patriarchy real?

Fuck yes.

Please recommend us some good feminist books

Oh my! What a great question. There are some very very classic ones like A Room of One’s Own and The Bell Jar…but I’ll focus on more contemporary books that have changed the way we look at feminism and ourselves!

  • How To Be a Woman by Caitlyn Moran
  • Feminism is for Everybody by bell hooks
  • We Should all Be Feminists by Chimamanda Ngozi Adichie
  • Hunger by Roxane Gay
  • Bad Feminist by Roxane Gay
  • Men Explain Things to Me – Rebecca Solnit
  • Sister Outsider – Audre Lorde
  • The Invisible Knapsack – Peggy McIntosh
The importance of intersectionality – discuss

INTERSECTIONALITY IS EVERYTHING! The life of a white, heterosexual, upper-middle class feminist is quite different than the life of a black woman in America. When you add additional identities like class, sexuality, gender identity, immigrant status, and socioeconomic status, the lives women lead start to become dramatically different.

To us, intersectionality allows us to think about the critical difference between equality and equity. Equality means giving people exactly the same resources in an effort to abolish oppression, while equity requires us to consider the fact that people’s nuanced identities may require more or less resources to gain equal footing in society and true justice.

Intersectionality reminds us to keep in mind that not all women are the same and as a result not all women are treated the same way, have the same experiences, or have access to the same resources. It also inspires us to ensure that the voices of women of different backgrounds and identities are heard just as loudly as the voices of the white, heterosexual, upper-middle class feminists.

How do you feel about privilege?

Privilege exists and it undoubtedly affects how people experience the world. While I’ve heard and read some talk eloquently about the importance of acknowledging our privilege – specifically, Liz Thames of Frugalwoods and Tanja Hester of Our Next Life, privilege is a concept that is not often spoken about in the financial independence world.

In fact, I have experienced people discussing privilege as a non-issue in the FI community. I believe this is because most people who reach FI work very hard to meet those financial goals and it might be difficult to acknowledge that much of that hard work is also buttressed or supported by sheer luck (being white, being male, being heterosexual, coming from certain neighbourhoods, etc.).

We feel it is important to acknowledge that even though we are gay latinas, and one of us an immigrant, we also experience privilege as a result of being college educated and passing as white. Regarding how we feel about privilege – we feel as though confronting our individual privilege does not actually reduce how hard we’ve worked to get here, it just allows us to examine how grateful we should be and how much we should fight for equity for those around us.

Who is your idol?

Liz Thames of Frugalwoods and Tanja Hester of Our Next Life are our FI GOALS! They are badass women we look up to who live their lives on their own terms and are galvanizing women in the FI community. In terms of idols outside of the FI community, we both just turned to each other and said: Gloria Steinem and RBG! HAHAHA.

What is the role of men in feminism?

Men, women, and gender non-binary folks are all important people in the movement. We believe men can be feminists and can help the movement move forward. Since men have most of the power in our communities, they can and should use their privilege to be agents of change. We invite everyone to show up to fight for equity.

Do you consider yourself an activist?

We are both educators and are engaged in deep conversations with our students and larger institutions to promote diversity and inclusion in all areas of education. You can also find us at every women’s march in DC…..see you there Jan 19th!?


How do you get your news? 

We get our news from several sources and modes. Most of our news comes from digital news agencies/newspapers: Washington Post, Associated Press, the New York Times. Lately, we also get a lot of our news from social media accounts of respected news anchors. For example, we follow Jessica Yellin on Instagram (Jessica Yellin is amazing and a former Chief White House Correspondent). We rarely watch the news on TV but when we do we typically watch CNN. We are also avid NPR listeners – especially for the one chick who commutes to work in the morning. One of us gets the paper for free at work.

What are your thoughts on the mainstream media?

It is getting harder and harder to understand what is “real” news. Since we are both scientists so we take a very specific approach to understand real-world events. We enjoy news/media that includes evidence, citations, and scientific support. We don’t think the mainstream media is fake news, though. 😉

Please share your top 10 blogs you follow with us.
What feminist resources do you use?

Too many to count but we follow a lot of feminist accounts on social media. We use the Geena Davis Institute on Gender in Media to think about topics of representation of women in media. They have a ton of great research and their topics go beyond media to discuss women’s representation in different areas/domains.

Is talking about money feminist?

Absolutely! Women’s freedom and mobility depend on their ability to have control over their money. Everything in life can be traced back to money so once you open up that conversation you open yourself up to a conversation about our essential values. We always say that the best way to figure out someone’s values is to understand how they treat and use their money.

Some media spin that’s upset you lately – please share your rant

This idea that men should be afraid of women because of false sexual assault allegations is complete and utter bullshit and unfounded! The National Sexual Violence Resource Center estimates that false sexual assault allegations are between the low 2% – 10% range, while the MAJORITY of people accused of sexual assault will never, ever face consequences for their actions. Also, if men are now suddenly afraid to be in an elevator with a woman or alone with a woman I have one thing to say: Welcome to Our World! Okay, end rant. Thank you.

And some media that has galvanised you

The projection of Dr Christine Blasey Ford’s picture with the words “Thank You” over New York’s Supreme Court gave me chills.

Parting Words

What is one awesome thing in your life now?

This leftover pizza we just demolished. 😉 We both just committed to a new hiking challenge to get ourselves onto a trail once a week for the next year. We’ll see how well we do, but it’s been nice to work towards something that has us getting outside more often! It’s also been really wonderful connecting with a community working towards FI. We knew we weren’t the only ones, obviously, but it’s nice to be able to talk to people who have similar goals and share important values. We have wonderful friends, but none of them are planning for FI so it has been great to make some additional friends along the way!

How can people connect with you?

We’re online at and @chicksinvest on twitter. J We love making new friends!

Ms ZiYou Back Now

Thanks for taking part and sharing These Chicks Invest – I can tell you that you already have a new fan in here in London.


If you identify as a feminist – female or male – and would like to be featured on Let’s meet Financial Feminists – please get in contact.

Thank you for reading – please leave a comment below and join in the conversation. You can also connect on Twitter or contact me privately.

2 comments on “These Chicks Invest – queer, feminist, Latinas fired up about money #financialfeminist

What do you think?