As the end of June 2019 has rolled past, it’s time to dig into the numbers, a little more promptly than the last few months. In summary, it’s been a quiet month at home getting lots of things done. And the markets have bounced back after last month’s changes.
How was June 2019?
- I had a full month of bliss and relaxation.
- Well, obviously not real relaxation as I tend towards a Type A personality…
- I got a lot of little things done, errands, fixing things around the house etc.
- I’ve also been cooking a lot, making an effort to eat up my stockpile of food. I even made noodles. They were tasty, but not exactly even.
- Chinese practise and movies are fitting into my days effortlessly and without hard deadlines, I’m finding it much more fun.
- I’ve always got time to always get my 4 runs in a week, and can even time them to avoid the weather I don’t like – which lately has been the heat!
- And my yoga game is improving with a major discovery – that it’s my tight calves preventing my heels touching in downwards dog. And so they are getting closer to touching the ground with the right stretching.
- Podcast-listening and walking is a new combination to both get my steps in and explore the green belt right outside my front door. It’s amazing how much-undiscovered nature there is under my nose.
- Moreover, I’ve been getting out into the countryside for long walks and gorgeous views. I’ll leave you with the wildflowers below to judge.
For the first month is forever, there was no travel for me in June 2019. I stayed at home. My cat now knows who I am again. And truth be told, I’m not sure he loves having me around a lot. I crimp his style.
Back to normal here, with the best theatre being by one of my favourite playwrights Ibsen – a new production of Rosmerholm in the Duke of Yorks theatre.
I always love Ibsen’s work, he such a feminist and really stands out against his contemporary peers. And Rosmerholm did not disappoint, covering my favourite topics of female freedom, politics and religion. I’ve no idea why the play is not staged more, but then again, maybe my tastes are more niche?
Overall the performance felt well put together – the set and staging were top class, especially with all the water at the end. The acting was great all round and it all came together very well. Highly recommended, especially if you love tales of the gentry turning radical, this is for you.
My rolling 12 months spending is at £22.1k, the same as last month despite a frugal June. Nothing at all interesting to report here, but I am keeping an eye on spending and aiming to keep in low in July, as I have a big trip coming up in August / September.
Show me the numbers
And now straight into the numbers: my figures for June 2019 (vs May) are:
- Net Worth at £841k (+£25k)
- FIRE fund at £587k (+£24k)
- Which is 78% to the £750k target
- 26.7 x current annual expenses
June 2019 Numbers Deep Dive
Onwards to looking at the details. I like to see my country exposures and bond/stock ratios. It’s all looking much as expected. However, I am looking at those UK numbers and wondering if I have too much home bias?
And the overall distribution between large and small, value and growth can be seen on the right. I like to have some small companies as well as the giant multinationals and am happy I have now got about 8% in small companies.
I always like to check my top 10 underlying holdings for any movement. This month we have Facebook in and Taiwan Semi out. And overall, no big changes here. And moreover, I don’t have a large exposure to any one company, although many companies fortunes are interlinked.
- 1.54% Microsoft
- 1.30% Apple
- 1.18% Amazon
- 1.00% HSBC
- 0.91% Tencent
- 0.86% Shell Class A
- 0.85% Alibaba
- 0.83% BP
- 0.74% Shell Class B
- 0.68% Facebook
And the trailing returns have oscillated back to healthy this month. Having said that, the biggest movers is a reduction in the 5 years annualised which I like to keep an eye on as a long term indicator.
- 3 Months 5.05%
- 6 Months 14.58%
- 1 Year 7.14%
- 3 Years Annualised 12.84%
- 5 Years Annualised 12.03%
Next, on the fund charges, the weighted aggregate charge of all my holdings is steady at:
Over to you
- How about you?
- How has June 2019 been for you personally?
- And numbers wise?