And the first of the month rolls around; time to do my company books and my personal balance sheet. And they are both looking not bad this month, certainly not as good as the weather, but you can’t have everything.
How was June?
- So how has it been generally? June has been fun; in contrast to May, I’ve been at home throughout. Catching up on all things home has been good for the month. Although I’m not convinced my cat loved having me around as much!
- And boy, has the good weather continued. We are not used to such good summers in the UK, so it all feels a bit surreal, and we half expect the forecast to be joking each time they predict a week of sun. I’m running out of stores of sunscreen, and my normally alabaster Celtic skin tone is looking rather tanned. And I’ve been spending as much time inside as possible.
- I’ve bought a bike! Following my Should I get a Bike Post, I went all in, and am now a proud owner of bargain basement pedal cycle. And I have been going all in on #teambike. My first week looks as follows:
- Day 1: 1 mile each way to supermarket & 6 miles ride
- Day 3: 0.7 miles each way to station, 1 mile and 3 miles Boris bike ride
- Day 5: 6 mile each way ride to a meeting
- Day 7: 0.7 miles each way to station, 1 mile each way Boris bike ride
- And so far so good, only one twat white van man came close to knocking me off. And Boris biking has shown me that cycling is actually not that hard or dangerous in central London.
- But more importantly, my question is: How long will it take to break my ass in? My legs are fine, but my ass is less fine. I think I just need to give it time?
- You know what? For the first month in over 5 years, I have not been to the theatre. This is absolutely shocking, and the realisation has me in shock. But you know what? Sometimes a change is as good as rest.
- But rest assured I do have quite a few tickets for July, so normal service will be resumed. Let’s hope the theatre aircon is up to the task.
After May’s spending which was higher than normal due to the holidays, June’s has now come in under trend, and all looks good. The only big item that came up was the bike purchase. More importantly, my 12-month spending trend is looking good to maintain that 80% savings rate.
Show me the numbers
Volatility is the only constant in the markets for June. A lot of noise attributed to Trump’s Trade wars and the Brexit negotiation disaster that is becoming more apparent. With that being said, I am checking the markets less often and just keeping to the plan.
With that said, my figures for June (vs May) are:
- Net Worth at £746k (+£3k)
- FIRE fund up to £484k (+£3k)
- Which is 64% to the £750k target – still on track to FIRE in less than three years!
June is not a big income month, so I’m not expecting much here. Anything over £1.5k increase is a market increase, so even with the volatility, there has been upwards movement. I don’t mind the random walk, especially when the trend is upwards as expected. Overall good to see, although the pound is still looking very rocky.
Over to you
- How about you?
- How has June been for you personally?
- And numbers wise?
Thanks for reading – please leave a comment below and join in the conversation. You can also connect on Twitter. Looking forward to your thoughts and ideas – all are welcome.