370 days ago I never dreamed I’d be here yet 365 days ago I published the first post on MsZiYou, this feminist personal finance blog. And here we are, as of today, MsZiYou is 1 year old. Happy Birthday Blog! More about my choice of name, MsZiYou here.
MsZiYou shares my experiences on my journey to FI/FIRE. Specifically, I am aiming to retire early after reaching financial independence and hoping to get there by my 40th birthday. Will I make it?
Moreover, as well as aiming for FI I am enjoying the journey. I am making the most of my life right now and living my best life as a happily single woman. There are a lot of male perspectives in the FI world, and coupled up perspectives and I hope to balance that out.
I’ve always been interested in personal finance and what most people would consider ‘good’ with money. I never spent more than I earned and always saved money, especially for houses.
When I started earning really good money, I had a frugal people problem. I didn’t really know what to do with it. I stumbled upon the idea of FIRE online and realised this could work for me. As I am an analytical type and love planning, there was a lot about the FIRE methodology that jumped out at me.
Thenceforth I dipped a toe in the water and worked out I could retire in 15 years still enjoying a good lifestyle. This was then refined and brought down to 10 years once I started recording my expenditure and realising that I didn’t spend that much, apart from on holidays.
Finally, I came down to the five year FIRE plan that I am following now after a very bad experience which made me realise there is more to life than work and money.
The catalyst for MsZiYou itself
I’ve been reading personal finance content for decades and FI specific content for a good few years. I followed many bloggers but was a bit of a lurker – reading but never engaging or commenting. But I had been thinking it maybe was time to step up and throw my gloves in the ring.
I’d been toying with the idea of creating a blog myself – as there were not many single high earning women openly blogging about it – and certainly not many in the UK. Blogging was a though and an idea percolating in the back of my mind, something to do someday.
But the real catalyst was this post on Tread Lightly, Retire Early: Meet the women of the financial independence movement. This made me realise more women were needed and I had all I needed to get started. As lets be honest, most things you can learn online as you go, and blogging is no exception.
A year in stats
- 129 Posts Published in Total, including some guest posts
- 2300+ comments – wow at this number, thanks all for engaging with me
- 2097 View of my most read post: Learning from a low wage job – earning £1.50 an hour
- 92 Views of my least read post: Serengeti and Kilimanjaro African Extravaganza
- £32 for my domain name and web hosting for the first year
My Fave Posts
- Resisting the beauty tax of patriarchal feminist – I love this post – outlining the often subversive nature of capitalism that is generally accepted by society, especially when it only impacts women.
- 10 insights from a net worth spreadsheet – in reviewing the past more insights than initially expected come out. I love reviewing my spreadsheet to see how far I have come and see what mattered to me at the different stages of my journey.
- Financial evolution from debtor to saver to investor – I never used to invest. It was not something I was taught as a child or had any role models demonstrating. This post chronicles my evolution into investing.
- I’ve fallen in love with Riga – I love to travel and travel a lot. One of the places that I wasn’t expecting to adore was Riga – it just blew me away. I absolutely loved it.
What I’ve learned
Firstly to say blogging is not easy. However, I have found the challenges so rewarding in themselves and the end result is well worth it. On the people side, I’ve connected with so many interesting people and brilliant minds in the FI space, both on the UK and further afield. I love hearing for people, whether they agree with me, have some constructive criticism or even want to offer such points of view as the patriarchy does not exist or Saudi is a good place to live for women.
My writing skills have improved immensely – for someone that has a Masters in English my writing is appaling. However, I feel all the practise is helping me get better and making me think about how to get my point across. Additionally, how to engage people that are different from me and ensure I also write so they can also come on the journey.
And onto SEO and marketing – I’ve learned a lot in these areas, but to be honest my biggest learning is I don’t really care, and there is no benefit to me to focusing on these areas.
On the geeky tech side, I have been loving learning WordPress – I am the sort of person that is happy to modify the code and test things out. Learning about php, css and html is actually quite fun for me, in a low stake but can actually see the results kind of way.
In summary, as I love learning and adding new strings to my bow, starting MsZiYou and blogging has been amazing for me!
So what does the future hold? I have to say I am well and truly ensconced in the blogging world. I feel at home and comfortable so I’ll be staying for the next year.
But please let me know if you have some ideas on what you’d like to see on MsZiYou – my current thoughts are more of the same. I’m hoping to get many more #financialfeminist interviews up and continue with posts on the intersection of money, feminism and more.
Over to you
- What are your thoughts?
- Do you mark or celebrate anniversaries?
- What sort of posts do you think I should write?